Products

Products

Conventional Loan
  • Down payment as low as 5%
  • Minimum credit score: 620
  • Loan amount up to $453,100 for single family homes
    • (Higher limits for multi-family)
FHA Loans
  •  Down payment as low as 3.5% (Gifts allowed)
  •  Minimum credit score: 580
  • Eligible for financing 2 years after Bankruptcy
    • 3 years after Foreclosure
Jumbo Loans
  • Loan amounts higher than the conventional limits up to $3mln
  • Down payment as low as 10% down
VA Loans
  • Offered to Veterans
  • 0% Down payment
  • No PMI (Private Mortgage Insurance)
Fix & Flip Loans
  • Line of credit to buy & rehab properties to sell
  • Terms up to 9 months plus extensions offered
  • Funds for purchase + cost of work provided
Investment Loans
  • Approval based on property cash flow
  • No personal income docs needed
  • No limit on # of properties owned
  • Down payment minimum: 25%